Loan Types

Home   |   « Go back

Lowest Investor Loan Rates Guaranteed!

We are South Florida’s hard money lenders, providing real estate private loan lending with a fast, simple, and transparent process to obtain a private loan.

First Florida State Financial is a company committed to providing you with the best solutions available to help fund your next real estate project.

We are TRUE In-House Hard Money/Private Money Lenders that have our own private pool of investors that will fund your investment based on equity on the property.

Loan We Provide FFSF

Private Loans We Provide

  • Purchase
  • Refinance
  • Refinance Cash Out
  • Primary Residence
  • Investment Property
  • Residential
  • Commercial
  • Multi-Family
  • Land
  • Hard Money New Construction

What are Hard Money Loans?

A Hard Equity/Private Loan is a specific type of financing in which a borrower receives funds based mainly on the value/equity of the real estate. Loan applicants typically have bad credit or no credit history, do not meet conventional financing guidelines, are under time restraints to close a transaction, arrears on the existing mortgage or bankruptcy and foreclosure proceedings are occurring, or difficult or no income verification.